The importance of getting the expression of wish right
April 2015 saw the most radical changes to private pensions for a generation. Following the introduction of pension freedoms, there has been a dramatic change in how pension death benefits are taxed with increased flexibility to cascade pension wealth tax efficiently. Most (though not all) pensions will not form part… Read More
How we keep people from ‘blowing themselves up’!
First and foremost, we take the time to get to know our clients. Only by understanding their objectives for themselves, their family and for the wider community can we ensure that their financial planning is structured efficiently to achieve their goals. However, giving sound advice and planning is not just… Read More
25th Anniversary Event
What a time we had! We really feel honoured that so many of you were able to join us for our 25th anniversary event at Saxby Cider in Farndish. The weather let us down, but it certainly didn’t dampen spirits! Phil and Amanda Saxby proved excellent hosts, the drinks were… Read More
What we’ve been up to September 2019
Where do we start? First and foremost, we have to say thank you to each and every one of you that donated to our charity walk for the British Heart Foundation. We raised more than we ever could have dreamed of and that’s down to your generosity – thank… Read More
Spotlight on ….. Nicola
Director and Certified Financial Planner – how did that happen? Like many people in financial services, I rather fell into it. I had no burning desire to become a financial adviser or financial planner but had watched my mother build her own business and saw the impact that her advice… Read More
Inheritance Tax – but perhaps not as we know it!
The Inheritance Tax (IHT) rules could be facing significant changes in the future. Following Philip Hammond’s request for a review, the Office of Tax Simplification (OTS) has recently published its report. The findings note there are many areas where IHT “is either poorly understood, counter-intuitive, requires substantial record-keeping, creates… Read More
The perceived value of advice
Ever wondered if the additional value of receiving financial advice has added to your investments? Interestingly, a survey of more than 1,000 investors in the UK by Legg Mason Global Asset Management revealed that on average, advised clients achieved returns of nearly 6.2% in 2018 from income-producing assets. This… Read More
Spotlight on ….. Jo
Business Assistant – how did that happen? I previously worked for a Garden Centre in Podington and my time there was coming to an end due to redundancy of my current role. I decided to just put some feelers out with friends and family about keeping their eyes open for… Read More
The power of financial planning and why I love my job
A recent meeting with a client really brought it home to me the impact that we, as financial planners, can have on our clients. I made this client cry, yes really cry. But, don’t worry, it’s OK because they were happy tears. The sense of relief this lady felt that… Read More
What’s been happening? July 2019
Nicola attended a networking event that was chocolate tasting – unfortunately she didn’t bring any back to the office! This has definitely been added to our list of possible client events to keep an eye on for the future. During the same week in June, Nicola and Hannah had the… Read More