The power of financial planning and why I love my job
A recent meeting with a client really brought it home to me the impact that we, as financial planners, can have on our clients. I made this client cry, yes really cry. But, don’t worry, it’s OK because they were happy tears. The sense of relief this lady felt that… Read More
Beware of scams!
You may have heard about being aware of fake HMRC websites and emails supposedly from them – in fact you’ve probably had more than one email, we certainly have! If this is news to you, we wouldn’t want you to be caught out. A little while ago Roger Eddowes… Read More
Spring Statement
In another week dominated by Brexit, the 13th March saw Chancellor Philip Hammond’s Spring Statement arrive without the usual fanfare, though it made repeated mentions of the dangers of a no-deal outcome. The Chancellor warned that a no-deal Brexit would make the economy smaller and weaker, with higher prices for… Read More
Why is financial planning important to you?
You have probably found yourself planning for the big expenses like holidays or a new car, but have you made any plans for the long term future? This is where working with our small expert team will help. You have to decide what you want your future life to look… Read More
New Year’s resolutions
Have you made any new year resolutions? It’s a question that tends to divide people as, for some, it’s the first goal they set of the year and will continue to set (and hopefully achieve) throughout the year. For others, it’s a precursor to failure and so they choose instead… Read More
Reflection – saying farewell to 2018
As this is our last newsletter for 2018, it feels appropriate to briefly reflect on a few key changes we have seen over the last year. The biggest thing to mention is obviously the team! Clare, Michael and Hannah all joined us this year and are now firmly settled… Read More
BS8577 Certification
We have to admit, we are feeling a little bit pleased with ourselves about this! You may have already seen on social media, at the end of October we were officially awarded BS8577 Certification. You’d be forgiven for assuming it’s just another qualification. But, it is not. This is a… Read More
Reassurance on investments
We’ve spoken with a few of our clients recently who, after a prolonged period of really rather good returns, have noticed either a lack of growth on their investment or even, more worryingly for them, a drop in their investment. The most important thing we can say is please don’t… Read More
October’s Budget
This was an interesting one, in the fact that it was a bit of a non-event. We were all waiting for the big changes that were predicted and actually it all fell a bit flat. The main changes to mention are: From April 2019, you can earn up to £12,500… Read More
Client duty of care
In July the FCA revealed new measures it will take to protect consumers and set out when and how the organisation will take action. Whilst we welcomed the Regulator’s ‘Approach to Consumers’ document, we can’t help but wonder what sort of company wouldn’t put their clients (and employees) at the… Read More